Debt is, in many ways, a necessary component of modern capitalism. Big purchases such as homes, vehicles or even businesses require substantial financial investment. If a person hasn't had time to accrue liquid capital to invest in a venture or a purchase, securing...

There may come a point when you’re worried less about your credit rating than you are the overall health of your finances. If this happens, it could lead you to learn more about the bankruptcy process. As you consider bankruptcy, don’t lose sight of the impact it will...