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Rossville Georgia Legal Blog

Your budget will take a hit after a DUI

On your way home from a party or a bar, police pull you over. They ask you to submit to field sobriety tests, check your blood alcohol concentration and arrest you for drunk driving. You go to court, pay your fine, do your community service and move on with your life. Sounds easy, right?

The problem is that a drunk driving arrest is not that easy, even for a first offense. While you may have heard from others that a DUI is not a big deal, when you see the damage it can do to your finances and your future, you may rethink your opinion.

What are the most common workplace safety hazards?

You might not work in an industry that is known to be dangerous, such as construction, law enforcement or healthcare. However, anyone can be injured on the job, whether they deliver mail, serve food or work in an office. You and other Georgia residents may protect yourselves by understanding the different ways you can get hurt on the job, regardless of what you do for a living.

The National Safety Council cautions that every workplace has hazards, whether they are hidden dangers or known by most employees. The following dangers are the ones you may be most likely to encounter at work:

  • Falling from a height, whether working on a scaffold or climbing a stepladder to replace a light bulb
  • Tripping or injuring yourself in a cluttered, disorganized workspace
  • Getting shocked or electrocuted by an electrical cord or faulty electrical components
  • Being harmed by dangerous chemicals, including cleaning solutions

Could an injury settlement stop my SSI benefits?

If you receive supplemental security income, you probably know that there are income level requirements. Various types of income might qualify for calculating whether you are eligible for SSI.

Some Georgia residents who accept personal injury settlements or receive court awards find that their social security income is threatened. Depending on your situation, there could be a way to maintain your disability benefits well still getting the money you need to put your life back together after an injury.

How do people get paid for injuries?

Whether you were to receive money from a personal injury claim or a workers' compensation action, you could have options on how you access your funds. In Georgia, two of the most common options are called structured settlements and lump sum payments.

Understanding how each of these may affect your life is probably going to be a prerequisite of making the best possible choice. Your future and your current finances both have the potential to receive positive or negative effects based on whether you choose to receive your money over a long period of time or get all of it in advance.

Why choosing the wrong doctor may deny you compensation

After sustaining an injury at the workplace, you may want to go to your personal doctor for medical treatment. Naturally, people feel comfortable going to a doctor they know and trust. Unfortunately, you might be in for a nasty surprise if you try to get your medical bills covered by Georgia’s workers’ compensation law if your personal doctor treats you. Depending on the doctor you go to for treatment, your claim could be denied.

The problem, according to Payscale, is that for a worker to receive workers’ compensation, the doctor who treats you should be a medical provider that is part of the employer’s insurance network. To have your medical bills covered, you should make sure that the doctor you see is someone the insurance network of your employer recommends. Sometimes a worker’s personal doctor is also part of an employer’s insurance network, so there is no problem for the worker in this case.

What will you give up if you file for Chapter 7 bankruptcy?

When debt overwhelms a Georgia consumer, he or she may have to deal with things such as phone calls from creditors, constant hounding from debt collectors and the stress that comes from financial struggles. A person facing this type of situation may feel hopeless and unsure of what to do next.

Are you dealing with debt? You may know that one of your options includes filing for bankruptcy. Consumer bankruptcy allows you to deal with your debt and stop creditor harassment, but you may have concerns about what this step may mean for your personal belongings. If you file for Chapter 7 bankruptcy, you may wonder if you will lose some of your assets.

Threats to SSDI benefits

There are several types of income that could threaten government benefits eligibility for a disabled person. In terms of injuries, two common occurrences are the award of workers compensation benefits or the settlement or court award for injury compensation.

Social security benefits could be affected in different ways by various types of income. Here is a brief discussion of two situations some people may face. Anyone in Georgia who is collecting social security disability income should probably take note of these technical details before pursuing either of these matters to conclusion.

What is the difference between a burglary and a robbery?

Many people in Georgia may use the terms "burglary" and "robbery" interchangeably. This is not really correct, however, as they describe two distinctly different crimes. Both can, and often do, include stealing someone else's property, but according to FindLaw, it is not actually necessary to take something to face burglary charges. 

If you were to unlawfully enter a business, home or other structure belonging to someone else with the intention of committing a crime, that would be a burglary in the eyes of the law. You would not have to successfully complete the crime, and the crime would not need to involve taking someone else's property. The law would still regard it as burglary whether your intent was to commit murder or to spray the walls with graffiti, et cetera. 

Can having a hobby reduce your feelings of depression?

If you are feeling depressed and like your life is rather bleak and hopeless, you may be seeking ways to cope with your feelings and emotions without turning to mechanisms that are damaging. Having an idea about the types of activities that you can participate in that may reduce your anxiety and depression in Georgia may benefit you as you work to overcome your depression with tenacity and hope for your future. 

One excellent method to consider in reducing your feelings of being depressed is to find yourself a good hobby. Think of all of the things that you enjoy doing. Are there ways that you can incorporate activities that you thoroughly enjoy to combat your negative feelings? If so, do your best to make a little bit of time each day to pursue your hobby. According to learning-mind.com, listening to music is a highly effective coping technique for many people. Make a playlist of your favorite songs, perhaps through an array of genres, to listen to when you are feeling uneasy. Other suggestions include:

  • Gardening in your yard and spending time in nature by hiking or fishing among other things. 
  • Meditation or yoga to allow you some quiet time to listen to and process your thoughts. 
  • Regular exercise to stay active and get your endorphins flowing. 
  • Making some type of craft including artwork, knitting, sewing or working with wood.
  • Learning a new skill such as photography. 

How can I create a budget that works?

When faced with massive amounts of debt, filing for bankruptcy is often the first step of the process. From here, you'll also need to make changes to your financial habits to keep you on the right track and help you rebuild your credit history in the wake of bankruptcy. This involves making a budget, and The Balance explains the steps you can take to do so. 

Create a monthly average for expenses