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Who is eligible for Workers’ Compensation?

If you are injured on the job in Georgia, you are likely eligible for benefits under Workers’ Compensation. According to the State Board of Workers’ Compensation, you are covered by Workers’ Compensation from the day you begin your job. This is an insurance that is purchased by your employer to be used when workers are injured or killed on the job. Benefits include payment of medical bills and reimbursement for lost wages.

You are generally eligible if you get hurt in any way that results in medical expenses and/or time off work. If you are injured and it prevents you from finding work in the future, this may also be covered. If you can work but can only get lower paying jobs, you may also qualify for compensation. It is important to note there are usually time limits placed on how long you can receive benefits paid out under a claim. You also must follow all procedures for reporting your accident or you could lose your right to claim benefits. One of the biggest rules is you must report the accident within 30 days.

You need to file a claim to collect the benefits owed to you. In some cases, the claim may be denied. You have the right to appeal with the State Board. The judge in the case will determine if you can receive benefits and how much you will receive.

It is important to note that in order to get benefits, your employer needs to have Workers’ Compensation insurance. Under the law, any employer with more than two workers must carry it. This information is only intended to educate and should not be interpreted as legal advice.