You might not work in an industry that is known to be dangerous, such as construction, law enforcement or healthcare. However, anyone can be injured on the job, whether they deliver mail, serve food or work in an office. You and other Georgia residents may protect yourselves by understanding the different ways you can get hurt on the job, regardless of what you do for a living.
After sustaining an injury at the workplace, you may want to go to your personal doctor for medical treatment. Naturally, people feel comfortable going to a doctor they know and trust. Unfortunately, you might be in for a nasty surprise if you try to get your medical bills covered by Georgia’s workers’ compensation law if your personal doctor treats you. Depending on the doctor you go to for treatment, your claim could be denied.
If you sustain an injury on the job in Georgia, you have the right to collect workers' compensation benefits from your employer. Per Georgia law, these benefits should cover the cost of medical expenses, lost wages, rehabilitative services and select other expenses. According to FindLaw, the most important aspect of the state's current workers' comp laws is that they state workers may receive benefits regardless of who was at fault for the accident that caused the injury. However, Georgia's no-fault workers' compensation system does not mean you cannot lose your rights to compensation.
One of the benefits of being an employee in Georgia is that your employer most likely must carry workers' compensation insurance under the law. Worker's compensation provides you with benefits if you are injured while at work. This insurance takes the burden off you and your employer. While pretty much every workers' compensation claim results in the payment of related medical expenses, you may also find you can get compensation for lost wages.
Workers in Georgia have certain protections under the law. These protections allow you to seek compensation if you're ever injured on the job. Harriss and Hartman Law Firm, P.C., can explain the purpose and various benefits of workers' compensation in greater detail.
When you are hired to work for your employer in Georgia, chances are you will be given materials that discuss how your workers' compensation benefits will function in a situation where you receive an injury or illness at work. It is imperative that you read through these materials and ask any questions you may have so you can be clear on what to expect if you ever end up in a situation where you must rely on those benefits.
Georgian residents like you can run into trouble at work no matter what your job is or what you're doing. To prepare for these incidents, most workplaces have workers' compensation policies or insurance. But are there any situations that these things don't cover?
When you get injured in Georgia and go to court, you often can collect damages for pain and suffering. If you get injured on the job, instead of going to court, you file a claim with workers' compensation. You may wonder if you are entitled to payment for pain and suffering under this system as you would be with a personal injury claim. The simple answer is no.
If you have an accident and are injured on your job in Georgia, you can file a claim with workers' compensation to get payment for your medical costs and lost wages. It is up to them to then process the claim and determine if you will get paid and what you will get paid. However, you do have rights during the process and you can take action if your claim is denied.
Georgia workers seeking workers' compensation want their claims to be processed quickly, but sometimes an employer or an insurer will dispute the claim. Should a claim be turned down, the injured worker can seek recourse in a workers’ compensation trial. One of the initial steps to be taken before the trial is discovery, which helps set the stage for what will be debated at the trial.