Debt usually doesn’t break down the door all at once. Instead, it creeps in with one expense here and another purchase there. Before you know it, you’re drowning in debt. Or maybe you still don’t realize it. American households shared a record $13.21 trillion in debt...
Strong Legal Help From Attorneys Who Care
Bankruptcy
What happens if I can’t qualify for Chapter 7 bankruptcy?
When your debt has become overwhelming, you look for any way to get some relief. Despite your well-paying job, unexpected bills come up, and you can find yourself unable to pay off your creditors. But when you consider your options, you may worry that your income...
How can I create a budget that works?
When faced with massive amounts of debt, filing for bankruptcy is often the first step of the process. From here, you'll also need to make changes to your financial habits to keep you on the right track and help you rebuild your credit history in the wake of...
What are the different types of bankruptcy?
When you consider filing bankruptcy in Georgia, you may think there is only one type of bankruptcy. Often you just hear people saying they are going to file bankruptcy, using it as a general term. Actually, there are multiple types of bankruptcy. They are called...
How does medical debt impact credit rating?
Having any type of debt has some effect on your credit rating in Georgia. However, not all debt is created equal in the eyes of the credit bureaus. One type of debt that they may treat in a different way is medical debt. Due to the state of healthcare many people have...
Why people choose bankruptcy to manage debt
Many people in Georgia are scared of bankruptcy. In fact, it could be a good financial decision in some cases. That is because there are some things bankruptcy could do that simple debt restructuring would probably not accomplish. It is also important to note that, as...
Determining if Chapter 13 bankruptcy can help your business
When the subject of bankruptcy and business comes up, frequently people discuss Chapter 11 and Chapter 7 as options for companies when they fall on hard financial times. If you own a Georgia business and are experiencing financial problems, you may wonder if Chapter...
How do I find legitimate credit counseling?
If you are someone with deep debt issues, watch out. There are many parties out there who will claim to solve your financial issues with their credit counseling services. However, some counselors are not legitimate and may try to scam you. Anyone who is looking for a...
Will you lose your house if you file for bankruptcy?
As a Georgia resident who is currently dealing with increasingly overwhelming debt, you may be thinking about whether filing for bankruptcy may give you the fresh financial start you need. You may, too, be wondering how doing so could potentially affect some of your...
Credit health after bankruptcy
There can be many reasons that people in Georgia avoid filing for bankruptcy, even when they cannot find any other way out from under a mounting pile of debt. One of the concerns commonly held by consumers is the fear that they may never be able to get credit again if...
