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What you should know when considering Chapter 13 bankruptcy

The decision to file for bankruptcy is not an easy choice to make. While many are hesitant to take this step, there are actually many benefits to choosing this method to deal with your debt. Depending on the nature of your debt, your income and other factors, Chapter 13 bankruptcy could be the ideal choice for you.

Car accidents happen in an instant; compensation -- not so much

You were in your car doing what you normally do -- going to work, taking your children to school, running errands -- just going about your day. In what seemed like an instant, you went from being fine to seriously hurt. Another driver hit your car, and there was nothing you could do about it.

Claiming disability benefits with fibromyalgia

You may already know how difficult it is to get approval for Social Security Disability. The Social Security Administration denies more first-time applications than it accepts, and the more complicated or difficult your condition may be for a doctor to diagnose, the more likely you are to face a frustrating appeals process.

Do you know the factors that could impact BAC levels?

Many Georgia residents find it enjoyable to go out and have drinks with friends or have a party with alcoholic beverage options. Because most people have different drink preferences, having options is often appreciated. Of course, you undoubtedly know that consuming too much alcohol can sometimes result in unfortunate consequences, such as getting sick or having a hangover the next day.

Understanding the differences between SSI and SSDI

Are you unable to work because of a debilitating injury or medical issue? When medical problems preclude you from holding gainful employment in Georgia, it can be a threat to your financial well-being, but it is possible that you could be eligible for certain benefits. Individuals who are unable to work because of a physical injury, medical condition or mental issue could be eligible for one of two types of disability benefits available through the Social Security Administration.

Understanding why an SSDI claim is denied before filing an appeal

Many individuals suffer from conditions that inhibit their ability to maintain gainful employment. If you have a disability, you could be suffering a lesser quality of life, potentially prompting a need to explore the available outlets for financial relief.

When is Chapter 13 the best bankruptcy option for you?

Many people in Georgia experience financial struggles from time to time, but there may come a time that finds you unable to take control of your current situation. From past due credit card bills to missed mortgage payments, you may not be able to keep up with your obligations, and you may face harassment from creditors. When faced with this situation, bankruptcy could be the most beneficial option for you. 

Know what types of legal fees your attorney plans to charge

On an average day, expenses for navigating the civil justice system isn't likely at the forefront of your thoughts; that is, unless you were recently injured in a motor vehicle accident caused by another motorist's negligence and you are considering filing a claim against that person. In that case, you might be thinking a lot about legal things, such as how exactly to go about filing claim as well as where the best place to turn for support might be if you need it.